Headline : Is the fixed rate on your mortgage expiring this year?

Read more from the original article on here at www.irishexaminer.com.

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Mortgage customers who have been on a fixed rate for the past few years, however, will have been shielded from the rate hikes, and many will be enjoying rates of about 3% or less.

But thousands of these mortgage holders are in for a potentially nasty shock over the coming year when their current fixed rate ends and they are faced with much higher rates. If you're one of these fixed-rate mortgage holders, you need to start planning now.

“At the moment the cheapest rate in the entire market is 3.65%, which is a fixed rate on offer from Haven and Bank of Ireland. This compares to rates as low as 1.90% which were on offer at the start of 2022,” Mr Cassidy said.

Note, however, this is a ‘green’ rate. To secure it, your home must have an A or B energy rating. Also, Bank of Ireland only offers this rate to new customers.

Read more from the original article on here at www.irishexaminer.com.

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